45 Cases Won against Banks in 2017

  1525/2014 ORIHUELA P1 SGR, BBVA, BANCO SABADELL HERRADA DEL TOLLO S.L. SANTA ANA DEL MONTE 1227/2015 GRANADA P2 BANCO SABADELL RUDINA MIRADOR DE IZNALLOZ 1486/2016 ELCHE P1 BBVA (CATALUNYA BANC SA) BRONCHO PROMOCIONES LA TERCIA … [Read more...]

Does the Uber ruling affect online platforms for the sale and/or rental of real estate in Spain?

The recent Preliminary Ruling of 20th December 2017 from the EUCJ (European Union Court of Justice) raises the question of whether the solution of the European court can be applied to other online platforms that intervene in different markets, specifically in the real estate market for the sale and … [Read more...]

5 Questions on the effects of Brexit when buying, owning and selling property in Spain

Will I still have rights to buy and own a property in Spain? Of course yes, your acquisition rights will remain intact. Ownership rights as regulated in our Civil Code are the same regardless of nationality. Will I still have rights to rent it out? Again, of course, rental rights are … [Read more...]

Spain’s IRPH Mortgages to be revised by Europe?

Clients with mortgages linked to the IRPH index in Spain aim to refer their case to the European courts. They have been encouraged by the vote of two Supreme Court Magistrates who believe that the clause does not meet the required transparency control. On November 22, Spain’s Supreme Court ruled … [Read more...]

Costaluz won 42 times against banks so far in 2017

CITY COURT BANK / INSURER PROMOTOR DEVELOPMENT ORIHUELA P1 SGR, BBVA, BANCO SABADELL HERRADA DEL TOLLO S.L. SANTA ANA DEL MONTE GRANADA P2 BANCO SABADELL RUDINA MIRADOR DE IZNALLOZ ELCHE P1 BBVA (CATALUNYA BANC SA) BRONCHO PROMOCIONES LA TERCIA … [Read more...]

An official guide for internationalization of companies in Spain

ICEX (Institute of Foreign Trade, Spain) has just published an informative guide for internationalization, interesting for companies which already sell abroad or are thinking of doing so. All services that both National and regional governments offer to Spanish companies to export is contained … [Read more...]

Spain Supreme Court Decission on the importance of pre-contractual information for mortgage contracts in Spain

SENTENCE No. 643/2017 OF TS, ROOM 1, OF THE CIVIL, NOVEMBER 24, 2017 A recent Sentence which gives protection against abusive clauses to all mortgage debtors who subrogated developer’s mortgage contracts during the real estate boom. This is another sign of the magnificent work the Supreme … [Read more...]

Castellon Provincial Appeal Court in Spain reduces Banks rights due to use of small print

The 3rd Section of Castellon Provincial Appeal Court has recently limited the claim of a Bank by allowing it to claim only the principal of the debt (4,600 euros) but not the interest (766 euros) since it annuls the clause that sets the interest. This annulment is because the typeface in which it is … [Read more...]

Taxation on Rental Incomes of EU Nationals non Residents in Spain

Non-residents who prove their tax residence in another EU or EEA State and who rent real estate in Spain can pay the Income Tax (19% since 2016) on net income, and not on gross rent. These people can deduct all the expenses derived from the property (in proportion to the period that the property … [Read more...]

Bilingual Proxy Document for Community of Owners Meetings in Spain

  ESCRITO DE REPRESENTACIÓN EN JUNTA DE COMUNIDAD DE PROPIETARIOS Yo, [nombre y apellidos], propietario del piso/local [datos identificativos] de la Comunidad de Propietarios del Edificio [nombre del edificio] sito en [ciudad, calle o plaza; número o cualquier otro dato identificativo … [Read more...]

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