The Supreme Court in Spain changes its criteria in relation to consumer agreements

Case won by Costaluz Lawyers-DeCastro in Peinsa 97, SL development “Complejo residential Calas del Pinar”, Pulpí, Almeria. Banco Santander S.A, has been condemned to return to the claimant € 103,493.54 plus the legal interest ( 4%-5% annual) from the dates payments were made to Peinsa. The Bank … [Read more...]

CAIXA BANK sentenced to refund 330,000 Euros plus interest & costs to off-plan buyers at the Guadalupe Hills development in Manilva.

The development was marketed by the bankrupt British Estate Agent company Ocean View through which hundreds of buyers, mostly British and Irish, lost millions of euros in off plan purchases in Spain. The consolidated Case Law of the Supreme Court and the good work of lawyers over the past … [Read more...]

The stubbornness of banks and the condemnation to repay interests and costs in Spanish off-plan property claims

The stubbornness of banks and the condemnation to repay interests and costs in Spanish off-plan property claims Known already are the countless Sentences that have proliferated throughout Spain since Keith Rule, the Erin Brocovich of Spanish off-plan property fought in courts and in financial and … [Read more...]

Banco Sabadell to refund 300,000€ in “La Campaneta”

This was ordered on 9th January 2018 by the First Instance Court Number 2 in Orihuela, Alicante, Spain. The responsibility derives from the legal obligations of the Bank according to Spanish Law, LEY 57/1968.  Banco CAM (now Banco SABADELL) accepted the buyers off-plan deposits into accounts … [Read more...]

SABADELL SOLBANK must return 500,000 in Cala Romántica, Mallorca

This was ordered on 19th December 2017 by the First Instance Court Number 8 of Marbella, Malaga, Spain. The responsibility derives from the issuance by BANCO CAM (now SABADELL SOLBANK) of a General Line of Guarantees for the refund of advanced payments according to keith.   This is a new example … [Read more...]

Full list of all won cases against Banks by CostaLuz Lawyers using Keith Rule Action

AIFOS ARQUITECTURA Y PROMOCIONES INMOBILIARIAS, S.A EL BALCÓN DEL HIPÓDROMO AIFOS ARQUITECTURA Y PROMOCIONES INMOBILIARIAS, S.A LAS CABALLERIZAS AIFOS ARQUITECTURA Y PROMOCIONES INMOBILIARIAS, S.A TERRAZASS DEL MEDITERRANEO AIFOS ARQUITECTURA Y PROMOCIONES … [Read more...]

Spain’s Supreme Court hesitation before Banks

The Supreme Court has ruled that client should face the Stamp Duty Tax (AJD) related to the mortgage. In the informative notification issued in advance of the Sentence, the Supreme Court establishes that several situations must be distinguished on this tax: a) Tax related to constitution of … [Read more...]

Costaluz Lawyers won cases so far in 2018

Continuing the battle for consumers rights and balance of the financial system in Spain, pleased to share with you our recent victories along these first 75 days of 2018: ORIHUELA P1 BANCO SABADELL MONSERRATE CAMARA ALBEROLA & SKY HOUSES LA … [Read more...]

Spain’s Supreme Court rules against banks in subrogated mortgages and floor clauses

On November 27, Chamber One, Civil, of the Spanish Supreme Court has upheld the appeal filed against the ruling of the Provincial Court of Seville that dismissed the claim filed by a consumer who was claiming the nullity of the ground clause of the developer loan which he had subrogated. The … [Read more...]

Spain’s Supreme Court bringing questions before Europe on IRPH index

Last December 2017, the Supreme Court in Spain declared that material transparency control of the IRPH clause was not due as this was a legal index. The sentence, naturally, received harsh criticism and raised doubts about its compliance to the doctrine of the European Union regarding the control … [Read more...]

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